WORKING CAPITAL LOANS

Fuel Daily Operations & Seasonal Growth

Working capital loans provide the liquidity your business needs to cover operational expenses, manage inventory, meet payroll, and seize time-sensitive opportunities.

Whether you're managing seasonal cash flow fluctuations, ramping up for peak season, or covering expenses while waiting on receivables, our working capital solutions keep your business running smoothly.

Ideal for: Established businesses with consistent revenue that need flexible capital to bridge gaps or fund expansion.

$10K - $250K

Typical funding range

Key Features

  • Fast approval (24-48 hours)
  • Flexible repayment terms
  • No collateral required for qualified businesses
  • Use funds for any business purpose
  • Line of credit options available
  • Renewal options for repeat customers

Key Features

  • Payments adjust with revenue
  • Scale up and down naturally
  • No fixed monthly payment stress
  • Perfect for seasonal businesses
  • Percentage-based repayment
  • Transparent pricing model

REVENUE-BASED FINANCING

Repayment That Flexes With Your Cash Flow

Revenue-based financing ties repayment directly to your business's revenue. During strong months, you pay more. During slower periods, payments automatically decrease.

This structure is ideal for businesses with fluctuating revenue patterns — seasonal retailers, hospitality, construction, and any business with natural peaks and valleys.

Ideal for: Businesses with strong revenue but variable cash flow patterns.

5-15%

Typical percentage of monthly revenue

EQUIPMENT FINANCING

Upgrade Tools Without Draining Cash Reserves

Equipment financing allows you to purchase or upgrade essential machinery, vehicles, technology, or other business equipment while preserving working capital.

Whether you're a contractor needing new equipment, a restaurant upgrading kitchen infrastructure, or a medical practice investing in new technology, equipment financing spreads the cost over time while you immediately benefit from increased productivity.

Ideal for: Businesses making specific equipment or technology purchases.

$25K - $500K

Typical funding range

Key Features

  • Equipment serves as collateral
  • Competitive fixed rates
  • Terms up to 5 years
  • New or used equipment eligible
  • Tax advantages available
  • Preserve cash for operations

Key Features

  • Strategic growth capital
  • Support for new locations
  • Market expansion funding
  • Product line development
  • Acquisition financing available
  • Long-term partnership approach

BUSINESS EXPANSION FUNDING

Capital for Calculated Growth Moves

Expansion funding provides the capital needed to open new locations, enter new markets, launch product lines, or acquire complementary businesses.

These are decisive moments — the precipice where businesses either stay stagnant or leap forward. We provide the capital and partnership to make strategic growth possible.

Ideal for: Established businesses with proven models ready to scale.

$50K - $500K

Typical funding range

BRIDGE FINANCING

Fast Capital for Time-Sensitive Opportunities

Bridge financing provides quick capital to cover short-term needs while you wait for other funding, complete a sale, or collect on receivables.

Use bridge loans to seize inventory deals, cover unexpected expenses, or bridge the gap between receivables and payables.

Ideal for: Businesses needing immediate capital for specific opportunities or gaps.

30-180 Days

Typical term length

Key Features

  • Same-day approval possible
  • Short-term structure
  • Flexible repayment options
  • No prepayment penalties
  • Ideal for immediate needs
  • Bridge to permanent financing

Key Features

  • Convert invoices to immediate cash
  • No debt on balance sheet
  • Improves cash flow immediately
  • Credit based on customers, not you
  • Scalable with your business
  • Ongoing availability

INVOICE FACTORING

Turn Receivables Into Working Capital

Invoice factoring converts outstanding invoices into immediate working capital. Instead of waiting 30-90 days for customer payments, get funded within 24 hours.

This isn't a loan — you're selling your receivables at a discount to improve cash flow. Ideal for B2B businesses with creditworthy customers and long payment terms.

Ideal for: B2B businesses with strong customers but slow-paying invoices.

80-90%

Advance rate on invoice value

NOT SURE WHICH SOLUTION FITS?

Every business is unique. Let's discuss your specific needs and design a funding solution that matches your reality.

Get a Custom Quote