Terms & Conditions
Last Updated: March 30, 2026
These Terms & Conditions ("Terms") govern your use of the Precipice Investments LLC ("Company," "we," "us," or "our") website and services. By accessing our website or using our services, you agree to be bound by these Terms.
Use of Our Website
You agree to use our website only for lawful purposes and in accordance with these Terms. You may not use our website:
- In any way that violates applicable federal, state, or local laws or regulations
- To transmit unsolicited or unauthorized advertising or promotional material
- To impersonate or attempt to impersonate the Company, a Company employee, or any other person
- To engage in any conduct that restricts or inhibits anyone's use of the website
Services Overview
Precipice Investments LLC is a direct lender providing working capital solutions to businesses. Our services include working capital loans, revenue-based financing, equipment financing, business expansion funding, bridge financing, and invoice factoring.
All funding is subject to our underwriting process, credit approval, and the execution of a separate funding agreement. Nothing on this website constitutes a commitment to lend or a guarantee of funding approval.
Application Process
By submitting a funding application through our website, you represent and warrant that:
- All information provided is true, accurate, and complete
- You are authorized to apply on behalf of the business
- You consent to our verification of the information provided
- You understand that submission of an application does not guarantee approval
SMS Terms & Conditions
Text Messaging Program
By opting in to receive SMS/MMS messages from Precipice Investments LLC, you agree to the following terms:
- Program Description: Precipice Investments LLC offers an SMS messaging program to provide marketing and promotional messages, including offers, updates, and information about our financial products and services.
- Automated Messaging: Messages may be sent using an automated telephone dialing system (ATDS). Your consent to receive automated messages is not required as a condition of purchasing any goods or services.
- Message Frequency: Message frequency varies. You may receive up to 4 messages per month.
- Costs: Message and data rates may apply. Check with your mobile carrier for details about your plan.
- Opt-Out: You may opt out at any time by replying STOP to any message. Upon opting out, you will receive a final confirmation message and no further SMS messages will be sent.
- Help: For assistance, reply HELP to any message or contact us at kerry@precipice-investments.com.
- Consent Not Required: Consent to receive SMS/MMS messages is NOT a condition of purchase. You may choose not to opt in and still use our services.
Supported Carriers: AT&T, T-Mobile, Verizon Wireless, Sprint, Boost, U.S. Cellular, Cricket, and other major carriers. Carriers are not liable for delayed or undelivered messages.
Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of Precipice Investments LLC and is protected by United States copyright and trademark laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.
Disclaimer of Warranties
Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
We do not warrant that our website will be uninterrupted, secure, or error-free, or that any defects will be corrected.
Limitation of Liability
To the fullest extent permitted by law, Precipice Investments LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services, even if we have been advised of the possibility of such damages.
Our total liability to you for any claims arising from your use of our website shall not exceed the amount you paid to us, if any, during the twelve (12) months preceding the claim.
Indemnification
You agree to indemnify and hold harmless Precipice Investments LLC, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising from your use of our website or violation of these Terms.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Georgia, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the courts located in the State of Georgia.
Changes to These Terms
We reserve the right to modify these Terms at any time. Any changes will be posted on this page with an updated "Last Updated" date. Your continued use of our website after changes are posted constitutes acceptance of the revised Terms.
Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
Contact Us
If you have questions about these Terms & Conditions, please contact us:
Precipice Investments LLC
38381 5 Mile
Livonia, GA 38381
Email: kerry@precipice-investments.com